Financial Education Disclaimer

Nothing on Finding Wealth — including dashboards, projections, goal plans, spending breakdowns, or responses from Horizon AI — constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional regulated advice.

Finding Wealth is an educational and organizational tool. All content is provided for general informational purposes only.

Using Finding Wealth does not create an advisor-client relationship, fiduciary relationship, or any professional relationship between you and Finding Wealth. We are not registered as a financial advisor, investment advisor, financial planner, tax professional, or any equivalent regulated role in Canada or any other jurisdiction.

Any projections, forecasts, timelines, or estimated outcomes shown in the app — such as goal completion dates, savings trajectories, or investment growth estimates — are mathematical illustrations based on data you provide. They assume inputs remain constant and do not account for:

• Market volatility or investment risk
• Inflation and changing purchasing power
• Changes in income, expenses, or life circumstances
• Tax consequences of financial decisions
• Interest rate changes or economic conditions

These projections are not guarantees or predictions. Actual results will differ.

Horizon AI is an AI assistant powered by Anthropic's Claude models. It can help you think through financial concepts, analyze your budget, and explore options — but it is not a licensed financial advisor and its responses should not be treated as professional guidance.

AI responses may be incomplete, inaccurate, or outdated. Finding Wealth does not use AI outputs as the sole basis for decisions that produce legal, financial, or similarly significant effects. You are responsible for verifying any AI-generated content before acting on it.

Before making significant financial decisions — including but not limited to investment decisions, retirement planning, tax strategies, debt restructuring, insurance, or estate planning — consult a qualified professional. In Canada, this may include:

• A Certified Financial Planner (CFP)
• A Chartered Professional Accountant (CPA) for tax matters
• A registered investment advisor
• A licensed insurance advisor
• A lawyer for legal and estate matters

The accuracy of any analysis or insight within Finding Wealth depends entirely on the data you connect or enter. We do not independently verify financial data provided by connected institutions. Transaction categorization is automated and may contain errors. Always verify important financial information against your institution's official records.

Finding Wealth expressly disclaims liability for any financial loss, damage, or negative outcome arising from your use of or reliance on content within the app, including AI-generated responses, projections, or educational articles. See our Terms & Conditions for the complete limitation of liability.